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The time of the holidays and looking toward the New Year is supposed to bring great joy, gathering and thanks.  For many, especially this year, it may instead bring great stress and worry. Maybe you didn’t expect to lose your job or wind up with reduced hours during the COVID-19 pandemic. Even long rent moratoriums…
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Bankruptcy and Unemployment Benefits

We know that the COVID-19 pandemic still presents a serious financial hardship for many people. Although we’ve covered some of the benefits available to your family during this time, navigating them can be complicated. For example, bankruptcy and unemployment benefits are two financial mechanisms that carry particular stigmas. Even hearing the word “bankruptcy” may conjure…
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What Does the Small Business Restructuring Act Mean for My Business? Is Chapter 11 Still the Right Choice? If your small business has faced serious challenges in 2020, you’re certainly not alone. Polling data collected by the United States Chamber of Commerce indicates that over 40% of the 30 million small businesses in the U.S….
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bankrupt

If your financial situation has changed so that your bills are far exceeding your personal income, you may be considering filing bankruptcy – especially if you’re receiving constant calls from collection agencies and creditors. Filing bankruptcy can stop aggressive creditors and relieve you of some of the stress and worry, but several considerations must first…
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Duluth, Minnesota, is a family-oriented salt-of-the-earth town with Midwestern grit. Many families will, at some point, require the services of an attorney with expertise in the area of family law, for divorce, bankruptcy, or estate planning. Most individuals will face a legal situation in life – even if that situation is just planning for the…
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